What happened. Two US service members were killed in action + one is missing after Iranian ballistic missile strikes on Muwaffaq Salti Air Base in Jordan on Fri Jul 17, according to US Central Command (CENTCOM). At least two Iranian ballistic missiles hit the base, which hosts US troops + fighter jets. Four additional American service members were medically evacuated to hospitals in Jordan + have since been discharged. These are the first American military fatalities from Iranian fire since the initial March 2026 hostilities, and the deadliest single Iran-attributed strike on US forces since the January 2024 Tower 22 attack that killed three US soldiers at another Jordanian base. President Trump ordered retaliatory US airstrikes on Iran that began Sat Jul 18 evening — CENTCOM said the strikes aim to 'degrade Iranian military capabilities.' Brent crude hit $85/barrel at Fri close, the highest since mid-June. The escalation follows the July 8 collapse of the June US-Iran ceasefire framework after Iran attacked three commercial tankers in the Strait of Hormuz + the US struck 80+ Iranian military targets (see NATIONAL Jul 8-12 coverage).事件回顾：据美中央司令部（CENTCOM），两名美军 7/17（周五）伊朗弹道导弹袭击约旦 Muwaffaq Salti 空军基地后阵亡 + 一名失踪。至少两枚伊朗弹道导弹击中该基地、此基地驻扎美军 + 战机。另有 4 名美军士兵后送至约旦医院 + 已出院。此为自 2026 年 3 月初期敌对行动以来伊朗火力造成的首批美军阵亡、+ 自 2024 年 1 月 Tower 22 袭击造成 3 名美军在另一约旦基地阵亡以来最致命的伊朗归因单次袭击。特朗普总统下令报复空袭伊朗、7/18（周六）晚间开始 —— CENTCOM 称空袭目标为「削弱伊朗军事能力」。Brent 布伦特原油 7/17 收盘触及每桶 $85、6 月中旬以来最高。此升级紧接 7/8 美伊 6 月停火框架崩溃 —— 之前伊朗攻击霍尔木兹海峡（Strait of Hormuz）三艘商船 + 美国空袭 80+ 伊朗军事目标（见《美国要闻》7/8–12 覆盖）。

Who in our community it affects. Three groups. (1) BELLEVUE CHINESE-AMERICAN HOUSEHOLDS WITH SIGNIFICANT EQUITY EXPOSURE (Microsoft + Amazon + Google + Meta retiree stock, S&P 500 index funds, energy sector holdings): Sun Jul 19 3 PM PT S&P 500 futures open is the first market signal; equity pressure + oil-linked names (XOM, CVX, energy ETFs) higher Mon are the base-case reactions; if the retaliation window widens or additional US casualties emerge, add 1-3% downside for broad equity + upside for energy + defense (LMT, RTX). (2) BELLEVUE CHINESE-AMERICAN HOUSEHOLDS WITH FIXED-INCOME + BUDGET PRESSURE: gas prices at Chevron + 76 + Shell along Bellevue Way + NE 8th will likely rise $0.15-0.30/gal within 7-10 days if Brent holds $85; food inflation modest 4-6 weeks out. (3) BELLEVUE CHINESE-AMERICAN FAMILIES WITH TRAVELING RELATIVES: routes through Middle East transit hubs (Dubai DXB, Doha DOH, Istanbul IST) face flight-diversion risk + possible closure of Persian Gulf airspace corridors; check travel.state.gov + your airline's advisory notices before ticket purchase.对社区影响：三个群体。（一）有大量股票敞口的华裔家庭（微软 + 亚马逊 + Google 谷歌 + Meta 退休股、S&P 500 指数基金、能源板块持仓）：周日 7/19 西部时间 15:00 S&P 500 期货开盘是首个市场信号；股市承压 + 油价挂钩名字（XOM 埃克森美孚、CVX 雪佛龙、能源 ETF）周一走高是基准情形反应；若报复窗口扩大或额外美军伤亡出现、广大股市增添 1–3% 下行 + 能源 + 国防（LMT 洛克希德马丁、RTX 雷神）上行。（二）有固定收入 + 预算压力的华裔家庭：沿 Bellevue Way + NE 8th 的 Chevron + 76 + Shell 加油站油价若 Brent 保持 $85、7–10 天内可能涨每加仑 $0.15–0.30；食品通胀 4–6 周后温和。（三）有海外旅行家人的华裔家庭：经中东转机枢纽（迪拜 DXB、多哈 DOH、伊斯坦布尔 IST）路线面临改航风险 + 波斯湾空域走廊可能关闭；订票前查国务院 travel.state.gov + 航司提醒。

What to check + what to do. (1) SUN JUL 19 3 PM PT (6 PM ET): S&P 500 futures open — CNBC + Bloomberg + Yahoo Finance carry live futures pricing free. (2) MON JUL 20 6:30 AM PT: US equity open + Q2 earnings ramp for the week (see TOMORROW_PREVIEW: TSLA + GOOGL after-close Wed Jul 22, INTC Thu Jul 23). (3) FILL UP GAS THIS WEEK if you were planning any drive; Costco Bellevue Factoria gas is typically $0.20-0.40 cheaper than QFC + Safeway. (4) DO NOT MAKE PANIC PORTFOLIO CHANGES — a single-week Iran-shock does not warrant restructuring; if you must act, review with your fee-only fiduciary financial advisor first (Vanguard PAS, Schwab Intelligent Portfolios Premium). (5) FOR TRAVELING FAMILY MEMBERS: check travel.state.gov advisories before booking; call your airline before flights transiting DXB/DOH/IST; travel insurance with cancel-for-any-reason clauses is worth the extra cost right now. (6) NEXT SIGNAL: any expansion of the US retaliation beyond 'degrade Iranian military capabilities' language + any Iranian response to the Sat Jul 18 strikes are the two markers to watch this week.检查 + 行动：（一）周日 7/19 西部时间 15:00（东部 18:00）：S&P 500 期货开盘 —— CNBC + Bloomberg 彭博 + Yahoo Finance 免费直播期货报价。（二）周一 7/20 西部时间 6:30：美股开盘 + 本周 Q2 第二季度财报升温（见 TOMORROW_PREVIEW 明日预览：TSLA 特斯拉 + GOOGL 谷歌母公司 7/22 周三盘后、INTC 英特尔 7/23 周四盘后）。（三）若计划任何驾驶、本周加满油；Costco 贝尔维尤 Factoria 加油站通常比 QFC + Safeway 便宜每加仑 $0.20–0.40。（四）勿做恐慌性组合调整 —— 单周伊朗冲击不足以支持重构；若必须行动、先与仅收费信托财务顾问（Vanguard PAS、Schwab Intelligent Portfolios Premium）审阅。（五）对旅行家人：订票前查 travel.state.gov 旅行提醒；起飞前致电航司若中转 DXB／DOH／IST；含任意原因取消条款的旅行保险目前值得额外成本。（六）下一信号：本周观察美国报复是否超出「削弱伊朗军事能力」措辞 + 伊朗对 7/18 空袭的任何回应。

What is happening. The Department of Homeland Security (DHS) published a final rule Fri Jul 17, 2026 titled 'Establishing a Fixed Time Period of Admission and an Extension of Stay Procedure for Nonimmigrant Academic Students, Exchange Visitors and Representatives of Foreign Information Media.' The rule replaces the decades-old 'Duration of Status' (D/S) framework — under which F-1 + J-1 + I visa holders were admitted for as long as they maintained lawful status — with fixed admission periods NOT to exceed 4 years. It takes effect Sept 15, 2026. Key provisions: (1) F-1 academic students + J-1 exchange visitors admitted for the length of their program, capped at 4 years; (2) Extension of Stay (EOS) filed with USCIS is now required for any additional time — approval is discretionary + NOT guaranteed; (3) Grace period after program end reduced from 60 days to 30 days for departure, school transfer, or change of status; (4) Graduate F-1 students may NOT change educational objectives (i.e., change to a different graduate program) during their period of stay; (5) F-1 students in English-language training limited to 24-month aggregate stay; (6) Extension categories narrowly limited to: (a) compelling academic reasons excluding delays caused by academic probation, (b) documented medical conditions, (c) circumstances beyond the student's control (natural disaster, institutional closure).事件回顾：国土安全部（DHS）2026 年 7/17（周五）发布最终规则、题为《为非移民学术学生、交流访客、+ 外国信息媒体代表建立固定入境时间期 + 居留延期程序》。规则以不超过 4 年的固定入境期、取代数十年的「Duration of Status 身份持续时间（D/S）」框架 —— 之前 F-1 + J-1 + I 签证持有者以维持合法身份多长即入境多长。9/15 生效。关键条款：（一）F-1 学术学生 + J-1 交流访客按项目长度入境、上限 4 年；（二）向 USCIS 美国公民及移民服务局提交居留延期（Extension of Stay、EOS）现为任何额外时间所必需 —— 批准是酌情决定 + 不保证；（三）项目结束后离境、转学、身份变更宽限期从 60 天减至 30 天；（四）研究生 F-1 不得在居留期内更改教育目标（即转不同研究生项目）；（五）英语培训 F-1 学生总居留限 24 个月；（六）延期类别狭窄限于：（甲）令人信服的学术原因、不含学术缓刑延误、（乙）有据医疗状况、（丙）学生不可控情况（自然灾害、机构关闭）。

Who in our community it affects. Three groups directly. (1) BELLEVUE CHINESE-AMERICAN FAMILIES WITH ADULT KIDS AT US COLLEGES / UNIVERSITIES on F-1 visa: University of Washington (UW), Bellevue College, Seattle Pacific University, Seattle University, University of Puget Sound, Whitworth — any student who cannot finish their program in 4 years will need to file an Extension of Stay with USCIS + accept the risk of denial. Ph.D. students in STEM programs at UW (which routinely take 5-6 years) are the highest-risk cohort. (2) BELLEVUE CHINESE-AMERICAN FAMILIES WITH ADULT KIDS ON OPT (Optional Practical Training) OR STEM OPT EXTENSION at Microsoft, Amazon, Google, Meta, Salesforce, Oracle, T-Mobile, Boeing: the reduced 30-day grace period after program end is critical for OPT filing timing — a delayed application under the new rule can result in loss of work authorization. (3) BELLEVUE CHINESE-AMERICAN FAMILIES WITH J-1 EXCHANGE VISITORS in medical residency, postdoc research, or corporate exchange programs at UW Medicine, Fred Hutchinson Cancer Center, Seattle Children's, or Microsoft Research: multi-year J-1 programs must reassess extension timing NOW before Sept 15.对社区影响：三个群体直接。（一）有 F-1 签证成年子女在美国大学的华裔家庭：华盛顿大学（UW）、贝尔维尤学院（Bellevue College）、Seattle Pacific 大学、Seattle University、University of Puget Sound、Whitworth —— 任何无法在 4 年内完成项目的学生都需向 USCIS 美国公民及移民服务局提交居留延期（EOS）+ 接受拒绝风险。华盛顿大学 STEM 博士生（常需 5–6 年）是最高风险群。（二）有成年子女在微软、亚马逊、Google 谷歌、Meta、Salesforce、Oracle 甲骨文、T-Mobile、波音的 OPT（选择性实践培训）或 STEM OPT 延期的华裔家庭：项目结束后减至 30 天的宽限期对 OPT 申请时机至关重要 —— 新规下延误申请可能致工作授权丧失。（三）有 J-1 交流访客在 UW 华盛顿大学医学、Fred Hutchinson 癌症中心、西雅图儿童医院、或微软研究院从事医学住院医、博士后研究、或企业交流项目的华裔家庭：多年 J-1 项目须在 9/15 前立即重新评估延期时机。

What to check + what to do. (1) SEPT 15, 2026 IS EFFECTIVE DATE — students already in the US before that date fall under transition rules that DHS will clarify separately; new arrivals after Sept 15 are subject to the 4-year cap immediately. (2) CONSULT AN IMMIGRATION ATTORNEY OR NONPROFIT THIS WEEK — costs range from free (NWIRP walk-in) to $150-350 for a targeted consultation; CISC (Chinese Information + Service Center) 206-624-5633 + NWIRP (Northwest Immigrant Rights Project) 206-587-4009 both offer Mandarin service. (3) IF YOUR ADULT CHILD IS APPROACHING A DEGREE COMPLETION IN 2027 OR LATER: get their timeline documented + OPT filing prep started NOW; the 30-day (vs 60-day) grace period after program end tightens OPT-filing math. (4) IF YOUR ADULT CHILD IS ON STEM OPT: no immediate change but the rule signals more restrictive framing overall — keep documentation current + do not travel internationally without valid H-1B or advance parole. (5) FOR PROSPECTIVE APPLICANTS: households considering a US college / graduate school for a nephew, niece, or family friend from China should recognize this rule adds real bureaucratic friction; the American academic pathway is still open but tighter timing + extension-filing costs now apply. (6) MONITOR: uscis.gov + studyinthestates.dhs.gov + Boundless Immigration (boundless.com) for transition guidance + upcoming litigation (multiple universities + Higher Ed advocacy groups have signaled challenges).检查 + 行动：（一）9/15 是生效日 —— 该日期前已在美的学生适用 DHS 将另行澄清的过渡规则；9/15 后新到者立即适用 4 年上限。（二）本周咨询移民律师或非营利组织 —— 成本范围从免费（NWIRP 西北移民权利项目非预约）至针对性咨询 $150–350；CISC 华人信息与服务中心 206-624-5633 + NWIRP 206-587-4009 均提供中文服务。（三）若成年子女 2027 年或以后接近学位完成：现在开始记录时间表 + 启动 OPT 申请准备；毕业后 30 天（对比 60 天）宽限期紧缩 OPT 申请时机数学。（四）若成年子女在 STEM OPT 上：暂无即时变化、但规则示意整体更限制性框架 —— 保持文件最新 + 无有效 H-1B 或提前假释勿国际旅行。（五）对潜在申请人：考虑为国内侄子、侄女、或家庭朋友美国大学／研究生院的家庭应认识此规则增加真实官僚摩擦；美国学术路径仍开放、但更紧时机 + 延期申请成本现适用。（六）监测：uscis.gov + studyinthestates.dhs.gov + Boundless Immigration（boundless.com）过渡指导 + 即将诉讼（多所大学 + 高教倡导组织已示意挑战）。

What is happening. The Department of Homeland Security (DHS) rescinded a 2022 Biden-era policy on Wed Jul 16, 2026 that had narrowed the 'public charge' determination — the process by which USCIS officers assess whether a green-card applicant is likely to become 'primarily dependent on the government for subsistence' — to consider only cash welfare programs. The replacement rule broadens what officers may weigh: Medicaid (including long-term care), food stamps (SNAP), housing vouchers (Section 8), + other non-cash public assistance now count. Officers may also evaluate applicant age, health, family status, education, + skills. The rule appeared on the Federal Register Thu Jul 16 + will be formally published Mon Jul 20, with a Sept 18, 2026 effective date. USCIS spokesperson Zach Kahler said the change 'upholds the rule of law + protects American taxpayers from subsidizing aliens who may become dependent.' Congressional exemptions preserved: refugees, asylees, VAWA (Violence Against Women Act) petitioners, T-visa (human trafficking survivors), U-visa (crime victims), Special Immigrant Juvenile Status applicants — none of these categories are subject to the new rule.事件回顾：国土安全部（DHS）2026 年 7/16（周三）撤销 2022 拜登时代政策 —— 该政策已缩窄「公共负担（public charge）」判定 —— USCIS 美国公民及移民服务局官员评估绿卡申请人是否可能变得「主要依赖政府维生」的程序 —— 仅考虑现金福利项目。替代规则扩大官员可权衡范围：Medicaid（含长期护理）、食品券（SNAP）、住房券（Section 8）、+ 其他非现金公共援助现均计入。官员亦可评估申请人年龄、健康、家庭状况、教育、+ 技能。规则 7/16（周四）出现在《联邦公报》+ 7/20（周一）正式发布、9/18 生效。USCIS 发言人 Zach Kahler 说变化「维护法治 + 保护美国纳税人不补贴可能变得依赖的外国人」。国会豁免保留：难民、庇护者、VAWA 反女性暴力法申请人、T 签证（人口贩卖幸存者）、U 签证（犯罪受害者）、Special Immigrant Juvenile Status 特殊移民青少年身份申请人 —— 这些类别均不受新规约束。

Who in our community it affects. Three groups. (1) BELLEVUE CHINESE-AMERICAN FAMILIES WITH A PENDING I-485 GREEN-CARD ADJUSTMENT OF STATUS OR I-130 FAMILY PETITION EXPECTED TO CONVERT TO A PENDING I-485: any Medicaid enrollment (including short-term after a birth or hospitalization), SNAP receipt, or Section 8 usage from the past 36 months should be reviewed with an immigration attorney before September 18 — an unfavorable public-charge assessment can result in application denial or an Affidavit of Support ($150K+ family-sponsor income requirement) demand. (2) BELLEVUE CHINESE-AMERICAN MIXED-STATUS FAMILIES (parents on visa or LPR, kids US citizens): the rule does NOT count US-citizen children's use of Medicaid, CHIP, WIC, school lunches, or SNAP against the parents' immigration cases; the immigrant-rights community's clear guidance is DO NOT WITHDRAW KIDS FROM BENEFITS THEY ARE ENTITLED TO — a Bellevue household withdrawing kids from state-provided health coverage over an inaccurate reading of the rule creates a real family health risk. (3) BELLEVUE CHINESE-AMERICAN FAMILIES SPONSORING VISITING PARENTS ON B-1/B-2 VISITOR VISAS: no direct exposure — visitors do not qualify for these US public benefits programs in the first place, but any future adjustment-of-status filing for the visiting parent will be evaluated under the new rule.对社区影响：三个群体。（一）有待审 I-485 绿卡身份调整或预期转化为待审 I-485 的 I-130 家庭申请的华裔家庭：过去 36 个月的任何 Medicaid 参保（含生育或住院后的短期）、SNAP 领取、或 Section 8 使用应在 9/18 前与移民律师审阅 —— 不利的公共负担评估可致申请拒绝或经济担保书（Affidavit of Support、$150K+ 家庭担保人收入要求）要求。（二）华裔混合身份家庭（父母持签证或永久居民、子女美籍）：规则不将美籍子女使用 Medicaid、CHIP、WIC、学校午餐、或 SNAP 对父母移民案计负分；移民权利界清晰指导为：勿从有权享受的福利中撤出子女 —— 贝尔维尤家庭因误读规则将子女从州提供的健康保险中撤出、造成真实家庭健康风险。（三）担保 B-1／B-2 探亲父母访客签证的华裔家庭：无直接敞口 —— 访客本就不符合这些美国公共福利项目资格、但探亲父母未来任何身份调整申请将按新规评估。

What to check + what to do. (1) IF YOU HAVE A PENDING I-485 FILING OR PLAN TO FILE BEFORE END OF 2026: schedule an immigration-attorney consultation THIS WEEK before Sept 18; CISC (Chinese Information + Service Center) 206-624-5633 offers free Mandarin walk-in service; NWIRP (Northwest Immigrant Rights Project) 206-587-4009 offers free / low-cost service; private attorneys 425-XXX-XXXX in Bellevue charge $150-350 for a targeted consultation. (2) IF YOUR US-CITIZEN OR LPR KIDS RECEIVE MEDICAID / CHIP / WIC / SCHOOL LUNCH / SNAP: DO NOT WITHDRAW them from these programs — they are legally entitled + do not count against your immigration case. (3) IF YOU'VE USED SNAP OR MEDICAID YOURSELF AS AN LPR: track how many months in the past 36 you received benefits; the new rule uses a totality-of-circumstances test — 1-2 months during a documented emergency is generally not disqualifying, but sustained use over 12+ months creates real risk. (4) IF YOU'RE SPONSORING A VISITING PARENT + PLANNING TO ADJUST STATUS FOR THEM LATER: understand this rule + the pending N-400 fee hike ($760 → $1,330, see NATIONAL Jun 23-Jul 15 coverage) are both signaling a tighter immigration environment; timeline your family plans accordingly. (5) LITIGATION EXPECTED: multiple states (CA, NY, IL, WA) + advocacy groups have signaled legal challenges; the rule may be enjoined before Sept 18 — but plan as if it takes effect.检查 + 行动：（一）若有待审 I-485 申请或计划 2026 年底前提交：9/18 前本周安排移民律师咨询；CISC 华人信息与服务中心 206-624-5633 提供免费中文非预约服务；NWIRP 西北移民权利项目 206-587-4009 提供免费／低成本服务；贝尔维尤私人律师 425-XXX-XXXX 收 $150–350 针对性咨询。（二）若您的美籍或永久居民子女领 Medicaid ／ CHIP ／ WIC ／学校午餐／ SNAP：勿从这些项目撤出 —— 他们合法有权 + 不对您的移民案计负分。（三）若您本人作为永久居民曾使用 SNAP 或 Medicaid：追踪过去 36 个月中领福利月数；新规使用整体情况检验 —— 有据紧急期间 1–2 个月一般不构成不资格、但 12+ 个月持续使用构成真实风险。（四）若您担保探亲父母 + 计划稍后为他们调整身份：理解此规则 + 待审 N-400 归化费涨（$760 → $1,330、见 6/23–7/15《美国要闻》覆盖）均示意更紧移民环境；相应规划家庭时间表。（五）预期诉讼：多个州（CA 加州、NY 纽约、IL 伊利诺伊、WA 华州）+ 倡导团体已示意法律挑战；规则可能在 9/18 前被禁令 —— 但按生效计划。

What is happening. The Senior Citizens League (TSCL) — a leading nonpartisan senior-advocacy group that publishes a monthly COLA forecast — revised its 2027 Social Security cost-of-living adjustment (COLA) forecast DOWN to 3.8% (from 3.9%) on Fri Jul 18, per Motley Fool retirement coverage. The revision was driven by the sharp June-July drop in oil prices (WTI crude fell -9.7% MoM in June per the Jul 14 CPI print, see NATIONAL Jul 14 coverage) + subsequent easing of headline inflation. Important note: this revision preceded the Fri Jul 17 oil-price surge triggered by the Iran-Jordan strike (Brent hit $85, the highest since mid-June, see NATIONAL #1 today); if oil holds elevated through late-summer inflation prints, actual 2027 COLA could tick back up. Concurrently, the latest Medicare Trustees Report projects the standard Part B premium for 2027 at $209.50/month (up from $202.90 in 2026, a $6.60 or 3.25% increase). If both forecasts hold, 2027 will be the FIRST year since 2023 that Social Security COLA (3.8%) outpaces the Part B monthly premium increase (3.25%) — meaning net purchasing power for Social Security beneficiaries who also pay Part B (essentially all 65+ retirees on traditional Medicare).事件回顾：The Senior Citizens League（TSCL 老年公民联盟）—— 一个主要的无党派老年倡导团体、发布月度 COLA 生活费调整预测 —— 7/18（周五）根据 Motley Fool 退休覆盖、将 2027 年社安金（Social Security）生活费调整（COLA）预测下调至 3.8%（从 3.9%）。修订由 6–7 月油价急剧下跌驱动（WTI 原油 6 月环比 -9.7%、见 7/14 CPI 数据、7/14《美国要闻》覆盖）+ 整体通胀随之缓和。重要注意：此修订发生在 7/17（周五）伊朗—约旦袭击油价激增（Brent 触及 $85、6 月中旬以来最高、见今日《美国要闻》#1）之前；若油价在夏末通胀数据期间保持高位、实际 2027 COLA 可能回升。同时最新 Medicare 受托人报告预测 2027 年标准 Part B 月费为 $209.50（从 2026 年 $202.90 升 $6.60 或 3.25%）。若两预测均成立、2027 将是自 2023 年以来首年社安金 COLA（3.8%）涨幅超过 Part B 月费涨幅（3.25%）—— 意味着对同时缴 Part B 的社安金受益人（基本上所有传统 Medicare 65+ 退休者）而言、净购买力提升。

Who in our community it affects. Three groups. (1) BELLEVUE CHINESE-AMERICAN RETIREES ON FIXED SOCIAL SECURITY INCOME + TRADITIONAL MEDICARE (Parts A + B + supplement or Advantage): a household receiving ~$2,500/month combined Social Security in 2026 would see a monthly increase of ~$95 under a 3.8% COLA + a monthly Part B increase of ~$6.60; net change +$88/month or +$1,056/year — modest but the FIRST time since 2023 the net direction is positive. (2) BELLEVUE CHINESE-AMERICAN NEAR-RETIREES (age 60-64) deciding when to claim Social Security: the modest COLA-Part-B margin math slightly favors delaying claim to age 70 (each delayed year adds 8% to base benefit + delayed years also benefit from stacked COLAs) — the delay-vs-claim calculation is complex + household-specific but this data point marginally strengthens the delay case. (3) BELLEVUE CHINESE-AMERICAN HIGH-INCOME RETIREES facing 2027 IRMAA surcharges: the actual IRMAA thresholds for 2027 will be announced by CMS in October 2026 based on 2025 MAGI; QCD (Qualified Charitable Distribution) from IRA + Roth-conversion timing decisions in 2025 tax year affect 2027 IRMAA bracket placement.对社区影响：三个群体。（一）领固定社安金收入 + 传统 Medicare（Parts A + B + 补充或 Advantage）的华裔退休者：2026 年月领约 $2,500 合并社安金的家庭、按 3.8% COLA 月增约 $95 + Part B 月增约 $6.60；净变化 +$88／月或 +$1,056／年 —— 温和、但自 2023 年以来首次净方向为正。（二）在决定何时申领社安金的华裔临近退休者（60–64 岁）：温和的 COLA — Part B 利差数学微幅偏向延领至 70 岁（每延迟一年基本福利增 8% + 延迟年数亦受益于叠加 COLA）—— 延迟 vs 申领计算复杂 + 因家庭而异、但此数据点微幅加强延迟案。（三）面临 2027 IRMAA 附加费的华裔高收入退休者：2027 年实际 IRMAA 门槛将由 CMS 医保医补服务中心 10 月基于 2025 MAGI 修正后调整后总收入宣布；2025 报税年 IRA 的 QCD（合格慈善分配）+ 罗斯（Roth）转换时机决定影响 2027 IRMAA 档位。

What to check + what to do. (1) OCTOBER 2026: official 2027 COLA announcement from SSA + 2027 Part B premium announcement from CMS + 2027 IRMAA thresholds from CMS all come out mid-to-late October — mark your calendar; SSA.gov + CMS.gov post official numbers first. (2) SUMMER 2026 INFLATION PRINTS: watch the Aug 12 July CPI release + Sep 11 August CPI release — these are the two prints that finalize the COLA-input math; if oil holds $85+, both prints could push COLA back toward 4.0-4.2%. (3) IF YOU'RE 62-70 + NOT YET CLAIMING SOCIAL SECURITY: schedule a free consultation with a fee-only fiduciary advisor to review your claim-age decision — Vanguard PAS (0.30% AUM), Schwab Intelligent Portfolios Premium ($30/month), or an XY Planning Network fee-only planner ($150-350/session) can walk through the delay-vs-claim math with your specific numbers. (4) IF YOU HAVE AN IRA + ARE 70½ OR OLDER: 2026 QCD ceiling is $108,000/person + reduces MAGI dollar-for-dollar — the most efficient single lever to reduce future IRMAA. (5) FOR VISITING PARENTS (B-1/B-2) OR NEW LPRS < 10 years: NOT ELIGIBLE for Social Security COLA increases; visiting parents don't receive Social Security at all; new LPRs must have 40 quarters (10 years) of US work credits before receiving retirement benefits (Windfall Elimination Provision may further reduce).检查 + 行动：（一）2026 年 10 月：社安局（SSA）官方 2027 COLA 宣布 + CMS 医保医补服务中心 2027 Part B 月费宣布 + CMS 2027 IRMAA 门槛均于 10 月中至下旬发布 —— 标记您日历；SSA.gov + CMS.gov 首发官方数字。（二）2026 夏季通胀数据：观察 8/12 6 月 CPI 发布 + 9/11 7 月 CPI 发布 —— 这是最终确定 COLA 输入数学的两个数据；若油价保持 $85+、两数据均可能将 COLA 推回 4.0–4.2%。（三）若您 62–70 岁 + 尚未申领社安金：与仅收费信托顾问安排免费咨询审阅您的申领年龄决定 —— Vanguard PAS（0.30% AUM 管理资产比例）、Schwab Intelligent Portfolios Premium（月 $30）、或 XY Planning Network 仅收费规划师（$150–350／次）可用您的具体数字浏览延迟 vs 申领数学。（四）若您有 IRA + 70½ 岁或以上：2026 年 QCD 上限为每人 $108,000 + 逐美元减少 MAGI —— 减少未来 IRMAA 的最高效单一杠杆。（五）对探亲父母（B-1／B-2）或不足 10 年新永久居民：不符合社安金 COLA 上涨资格；探亲父母根本不领社安金；新永久居民须有 40 个季度（10 年）美国工作学分方能领退休福利（Windfall Elimination Provision 意外之财消除条款可能进一步减少）。

What happened. MyNorthwest published (source-article dated Jul 15, 2026 citing Bellevue Police Department pattern-recognition alerts) coverage of a series of Bellevue senior-targeted street robberies. Specific documented incident: on June 19, 2026 around 6:00 PM, a 71-year-old woman had her Rolex watch snatched on the corner of 124th Ave NE + NE 2nd St; a male suspect approached her, grabbed the watch, + fled to a waiting white SUV driven by a partner who then sped away. Bellevue Police Department has flagged the incident as part of a broader pattern with multiple similar snatch-and-run incidents targeting elderly Bellevue residents documented in recent weeks. Concurrently the US Justice Department (via KOMO News coverage) published data showing financial scams targeting senior citizens nationally are UP MORE THAN 50% over the past year. Top attack vectors: (1) GOVERNMENT-IMPERSONATION (fake IRS + Social Security + Medicare + Microsoft technical support — using urgency + intimidation + demands for immediate payment via gift card, wire, or crypto); (2) ROMANCE scams (online relationships that build trust before asking for money); (3) CHINESE-POLICE-IMPERSONATION scams (specifically targeting Bellevue Mandarin-speaking residents per prior MyNorthwest reporting — see MyNorthwest scammers-Chinese-police article link).事件回顾：MyNorthwest 发布（源文章 2026 年 7/15 日期、引用贝尔维尤警察局 Bellevue Police Department 模式识别警报）系列贝尔维尤长辈针对性街头抢劫覆盖。具体记录事件：2026 年 6/19 约 18:00、一名 71 岁女士在 124th Ave NE + NE 2nd St 街角被抢走 Rolex 手表；一名男性嫌疑人接近她、抢走手表、+ 逃至同伙驾驶的等候白色 SUV、之后同伙加速逃离。贝尔维尤警察局（Bellevue Police Department）已将事件标记为近期记录的多起相似针对贝尔维尤长辈居民的抢夺逃跑事件的广泛模式的一部分。同时美国司法部（US Justice Department）（经 KOMO 新闻覆盖）发布数据显示全国针对长辈的金融诈骗过去一年增 50%+。前三攻击途径：（一）政府冒充（伪 IRS 国税局 + Social Security 社安局 + Medicare 医保 + Microsoft 微软技术支持 —— 使用紧迫 + 恐吓 + 要求立即通过礼品卡、电汇、或加密货币付款）；（二）婚恋诈骗（建立信任后要钱的在线关系）；（三）冒充中国警察诈骗（据 MyNorthwest 早前报道具体针对贝尔维尤中文居民 —— 见 MyNorthwest 冒充中国警察诈骗文章链接）。

Who in our community it affects. Two groups. (1) BELLEVUE CHINESE-AMERICAN RESIDENTS OVER 60 + ANY RESIDENT WHO WEARS VISIBLE JEWELRY: the specific 124th Ave / NE 2nd St corridor is an edge of the downtown Bellevue office district — high pedestrian visibility to drivers cruising the surface streets during rush hour; visible high-value items (Rolex + gold chains + jade jewelry + designer handbags) present opportunistic targets. The pattern is snatch-and-run, not confrontation — the risk is quick + hard to prevent once identified as a target. (2) BELLEVUE CHINESE-AMERICAN RESIDENTS RECEIVING PHONE / TEXT / WECHAT MESSAGES claiming urgent authority: the Chinese-police-impersonation scam continues to specifically target Bellevue Mandarin-speaking residents — callers pretend to be from a PRC provincial police force + accuse the target of a serious crime (embezzlement, drug smuggling) requiring immediate wire transfer to a 'safe account'; this scam typically takes $50K-$500K+ per successful case; other variants include IRS/SSA/Medicare-impersonation demanding immediate gift-card payment.对社区影响：两个群体。（一）60 岁以上的贝尔维尤华裔居民 + 佩戴可见珠宝的任何居民：124th Ave ／ NE 2nd St 具体走廊是贝尔维尤市中心办公区边缘 —— 高峰时对巡驶地面街道的驾车者有高步行可见度；可见高价值物品（Rolex + 金链 + 玉饰 + 名牌手袋）呈现机会主义目标。模式为抢夺逃跑、非对抗 —— 一旦被识别为目标、风险快 + 难防。（二）接到伪紧迫权威电话／短信／微信的贝尔维尤华裔居民：冒充中国警察诈骗持续具体针对贝尔维尤中文居民 —— 来电者伪装 PRC 中国省级警察 + 指控目标严重罪行（贪污、贩毒）、要求立即电汇至「安全账户」；此诈骗典型每成功案 $50K–$500K+；其他变体含伪 IRS 国税局／SSA 社安局／Medicare 医保、要求立即礼品卡付款。

What to check + what to do. (1) FOR STREET SAFETY when doing daily errands in Bellevue: leave the Rolex at home; leave the gold chain under your shirt; move visible items to an inside pocket; carry a purse with a strap across the body; avoid the 124th Ave NE / NE 2nd St corner alone during dusk hours; walk in pairs when possible; if you feel a car following you, immediately enter a lit business (Starbucks 124th + NE 8th, QFC, Bellevue Public Library 1111 110th Ave NE, Bellevue Downtown Park). (2) FOR PHONE SCAM DEFENSE: (a) US government agencies NEVER demand payment via gift card, wire, crypto, or immediate action over the phone; (b) real IRS + SSA + Medicare will send written notice first + never threaten immediate arrest; (c) if someone calls claiming to be from Chinese police + accuses you of a crime, HANG UP — Chinese police do NOT operate through US phone numbers or WeChat + do NOT require Bellevue residents to send money to 'safe accounts'; (d) verify any suspicious call by calling CISC (Chinese Information + Service Center) 425-885-0187 or Bellevue Police non-emergency 425-577-5656 — both offer Mandarin service. (3) IF YOU'VE ALREADY LOST MONEY: don't be embarrassed — call CISC + report to (a) FBI IC3 (Internet Crime Complaint Center) at ic3.gov + (b) FTC (Federal Trade Commission) at reportfraud.ftc.gov + (c) file a police report at Bellevue Police 425-577-5656; funds may be recoverable if action is taken within 24-72 hours. (4) COMMUNITY RESOURCES: CISC Bellevue office at 15749 NE 8th St Suite A100, Bellevue — free Mandarin consultation on scam prevention + reporting.检查 + 行动：（一）在贝尔维尤日常跑腿的街头安全：Rolex 留在家；金链藏衣内；可见物品移至内袋；斜挎带包；黄昏时段勿独自过 124th Ave NE ／ NE 2nd St 街角；可能时结伴行走；若感觉车辆跟随、立即进入有照明商家（124th + NE 8th 的 Starbucks、QFC、1111 110th Ave NE 的贝尔维尤公共图书馆、贝尔维尤市中心公园 Downtown Park）。（二）电话诈骗防御：（甲）美国政府机构从不通过电话要求礼品卡、电汇、加密货币、或即时付款；（乙）真正 IRS 国税局 + SSA 社安局 + Medicare 首先寄书面通知 + 从不威胁立即逮捕；（丙）若有人来电自称中国警察 + 指控您犯罪、挂断 —— 中国警察不通过美国电话号码或微信运作 + 不要求贝尔维尤居民汇钱至「安全账户」；（丁）通过致电 CISC 华人信息与服务中心 425-885-0187 或贝尔维尤警察非紧急 425-577-5656 核实任何可疑电话 —— 均提供中文服务。（三）若您已损失金钱：勿羞愧 —— 致电 CISC + 报告至（甲）FBI IC3 网络犯罪投诉中心（ic3.gov）+（乙）联邦贸易委员会 FTC（reportfraud.ftc.gov）+（丙）向贝尔维尤警察 425-577-5656 提交警察报告；若 24–72 小时内采取行动、资金可能可追回。（四）社区资源：CISC 贝尔维尤办公室 15749 NE 8th St Suite A100、Bellevue —— 免费中文诈骗预防 + 报告咨询。

What happened. The 61st annual Seattle Chinatown Seafair Parade takes place TONIGHT Sunday July 19, 2026 from 7:00 PM to 9:00 PM. The Greater Seattle Chinese Chamber of Commerce hosts the parade as an official Seafair community event — Seafair is Seattle's summer community-events umbrella (running events since 1950) + the Chinatown Parade has been part of it for 61 years, making it one of the longest-running Chinese-American community-organized events in the Pacific Northwest. Route: S. King Street → 5th Avenue S → S. Weller Street through the heart of the Chinatown-International District (CID) at Seattle 98144. Parade features per the Greater Seattle Chinese Chamber of Commerce: the iconic 100-foot dragon, the beloved Seattle Chinese Community Girls Drill Team in traditional Chinese opera costumes, lion + dragon dances, martial arts demonstrations, + a growing number of Asian performance groups from the Greater Seattle area. General viewing along the route is FREE — no ticket required.事件回顾：第 61 届年度西雅图中国城 Seafair 龙舟游行今晚周日 2026 年 7/19、19:00 至 21:00 举行。西雅图大华人商会（Greater Seattle Chinese Chamber of Commerce）作为官方 Seafair 社区活动主办游行 —— Seafair 是西雅图夏季社区活动伞（自 1950 年运行活动）+ 中国城游行已是其 61 年一部分、令其成为太平洋西北最长运行的华裔社区组织活动之一。路线：S. King Street → 5th Avenue S → S. Weller Street 穿过西雅图 98144 中国城—国际区（CID Chinatown-International District）核心。据西雅图大华人商会游行含：标志性 100 英尺龙、着传统中国戏曲服装的深受喜爱的西雅图中华社区女子操练队（Seattle Chinese Community Girls Drill Team）、狮 + 龙舞、武术演示、+ 越来越多来自大西雅图地区的亚洲表演团。沿路线一般观赏免费 —— 无需门票。

Who in our community it affects. Three groups. (1) BELLEVUE CHINESE-AMERICAN FAMILIES CONSIDERING A COMMUNITY-FOCUSED SUMMER OUTING: this is one of the year's most positive Chinese-community moments + a rare chance for elders to see the community celebrating itself rather than the individual-restaurant + individual-store scale of a normal CID visit; the parade lasts 2 hours + is easy to attend for even 30-45 minutes if energy is limited. (2) BELLEVUE CHINESE-AMERICAN FAMILIES HOSTING VISITING PARENTS THIS SUMMER: the 100-foot dragon + Girls Drill Team in Chinese opera costume are visually iconic + easy to describe + share with family in China via WeChat photo — the Girls Drill Team was founded in 1952 + is one of the oldest continuously performing Chinese-American women's cultural organizations in the US. (3) BELLEVUE CHINESE-AMERICAN FAMILIES WHO ROUTINELY SUPPORT CID BUSINESSES: the parade + Seafair Fleet Week (starting Tue Jul 21, see NATIONAL preview) drive tens of thousands of visitors to CID over the coming week + this is one of the neighborhood's positive-momentum windows — supporting Jade Garden, House of Hong, Harbor City, Uwajimaya, Wing Luke Museum, Purple Dot Cafe during this window has real neighborhood impact.对社区影响：三个群体。（一）考虑社区聚焦夏季出行的贝尔维尤华裔家庭：此为年度最正面华人社区时刻之一 + 长辈见社区自我庆祝而非普通 CID 中国城访问的单餐厅 + 单店铺规模的罕见机会；游行持续 2 小时 + 若精力有限、参加甚至 30–45 分钟亦易。（二）本夏有探亲父母的贝尔维尤华裔家庭：100 英尺龙 + 着中国戏曲服的操练队视觉标志性 + 易描述 + 经微信照片与中国家人分享 —— 操练队 1952 年成立 + 是美国最久持续演出的华裔女子文化组织之一。（三）常规支持 CID 中国城商家的贝尔维尤华裔家庭：游行 + Seafair 舰队周（7/21 周二开始、见《美国要闻》预览）在未来一周向 CID 带来数万游客 + 此为社区正面势头窗口之一 —— 此窗口期间支持翠花园（Jade Garden）、红鸿轩（House of Hong）、港城（Harbor City）、Uwajimaya、Wing Luke 博物馆、紫点咖啡（Purple Dot Cafe）有真实社区影响。

What to check + what to do. (1) BEST ATTENDANCE PLAN: arrive at Hing Hay Park (423 Maynard Ave S) by 6:30 PM for good curbside viewing at the corner of Maynard + S. King; the parade begins at 7 PM at the west end (near 5th + King) + moves east; if you can't make the whole parade, watching from 7-7:45 PM captures the dragon + Girls Drill Team + several performance groups. (2) TRANSIT: 1 Line light-rail to CID (Chinatown-International District) station — exit north (King St side) rather than south (Jackson St side) — puts you 3 minutes walking through the safest CID corridor to Hing Hay Park + the parade route; light-rail is the most elder-comfortable route from Bellevue (2 Line to Chinatown-International District station transfer, about 45 minutes total). (3) PARKING: Uwajimaya CID garage at 600 5th Ave S is well-lit + monitored + easier than street parking; $8-12 for evening rate; the parade will close some streets so PLAN TO PARK EAST OF 5TH AVE S. (4) DINING PAIRING (arrive by 5-5:30 PM for early dinner): Jade Garden (424 7th Ave S, Cantonese dim sum + roast meats), House of Hong (409 8th Ave S, Cantonese banquet-style), Harbor City (707 S King St, Cantonese seafood), or the Uwajimaya CID food court (600 5th Ave S) for lighter Japanese + Chinese takeaway. (5) SAFETY: police presence during the parade window is significantly heavier than routine — safety concerns are minimized within the parade window itself. (6) BON ODORI IS 3 BLOCKS AWAY (see LOCAL #3 today): if you have energy, pair with the last day of Seattle Bon Odori Festival at Betsuin Buddhist Temple (1427 S Main St, 3-8 PM Sun) — one CID afternoon-into-evening covers both.检查 + 行动：（一）最佳出席计划：18:30 前到达庆喜公园（Hing Hay Park、423 Maynard Ave S）以在 Maynard + S. King 街角获良好路缘观赏；游行 19:00 在西端（5th + King 附近）开始 + 向东移动；若无法出席全程、19:00–19:45 观赏捕获龙 + 操练队 + 数个表演团。（二）交通：1 号线（1 Line）轻轨至 CID 中国城—国际区（CID）站 —— 从北出口（King St 侧）而非南出口（Jackson St 侧）—— 令您步行 3 分钟穿越最安全的 CID 走廊至庆喜公园 + 游行路线；轻轨是从贝尔维尤最长辈舒适路线（2 号线 2 Line 至 CID 中国城—国际区转乘、总约 45 分钟）。（三）停车：600 5th Ave S 的 Uwajimaya CID 停车楼明亮 + 有监控 + 比街边停车容易；晚间费率 $8–12；游行将关闭部分街道、故计划在 5th Ave S 以东停车。（四）餐饮配对（17:00–17:30 早晚餐到达）：翠花园（Jade Garden、424 7th Ave S、粤式饮茶 + 烧腊）、红鸿轩（House of Hong、409 8th Ave S、粤式宴席）、港城（Harbor City、707 S King St、粤式海鲜）、或 Uwajimaya CID 食品街（600 5th Ave S）作较轻日式 + 中式外带。（五）安全：游行窗口期间警察部署显著比日常加强 —— 游行窗口内安全担忧最小化。（六）Bon Odori 距 3 街区（见今日《本地》#3）：若有精力、与西雅图 Bon Odori 节最后一天在 Betsuin 佛教寺（1427 S Main St、周日 15:00–20:00）配对 —— 一个 CID 中国城下午到晚间可覆盖两者。

What happened. The 94th annual Seattle Bon Odori Festival takes place TODAY Sunday July 19, 2026 for its final day from 3 PM to 8 PM at Seattle Betsuin Buddhist Temple, 1427 S Main Street, Seattle 98144 (adjacent to the Chinatown-International District's northwest edge). The festival opened Saturday July 18 with hours 3 PM to 9 PM. Bon Odori is a centuries-old Japanese Buddhist festival — dedicated to remembering + honoring deceased family + friends — but critically viewed as a JOYFUL occasion providing an opportunity to reflect on the contributions of those who came before with gratitude + thanksgiving (per Seattle Betsuin Buddhist Temple's official description). This year's 94th iteration continues an unbroken multigenerational Japanese-American community-organized tradition. Features include: folk dancing in the street (community members welcome to join), Japanese cultural performances (Taiko drumming, Gagaku, Shakuhachi, Kendo, Sumo demonstrations), food booths serving Japanese festival cuisine (yakisoba, yakitori, taiyaki, snow cones), beer garden with live music both evenings by Two Story Zori (local reggae band), Oshoko-incense offering, memorial tolling, Obon services, + Bachan's Closet vintage clothing sale. Cashless payment system throughout (credit card readers for all food + drink + merchandise). FREE ENTRY.事件回顾：第 94 届年度西雅图 Bon Odori 节今日 2026 年 7/19 周日 15:00 至 20:00 举行最后一天、在西雅图 Betsuin 佛教寺（Seattle Betsuin Buddhist Temple、1427 S Main Street、Seattle 98144、邻近中国城—国际区西北边缘）。节日周六 7/18 15:00 至 21:00 开幕。Bon Odori 是数世纪日本佛教节日 —— 致力于纪念 + 尊敬已故家人 + 朋友 —— 但至关重要地视为提供以感激 + 感恩反思先人贡献的欢乐场合（据西雅图 Betsuin 佛教寺官方描述）。今年第 94 届延续不间断的多代日裔美国社区组织传统。含：街头民族舞（欢迎社区成员参加）、日本文化演出（太鼓 Taiko、雅乐 Gagaku、尺八 Shakuhachi、剑道 Kendo、相扑 Sumo 演示）、供应日本节日菜（yakisoba 炒面、yakitori 烤鸡串、taiyaki 鲷鱼烧、剃冰）的食品摊、两晚啤酒园含 Two Story Zori（本地雷鬼乐队）现场音乐、Oshoko 焚香供奉、纪念鸣钟、Obon 盂兰盆礼拜、+ Bachan's Closet 复古服装义卖。全程无现金支付系统（所有食品 + 饮料 + 商品用信用卡阅读器）。免费入场。

Who in our community it affects. Two groups. (1) BELLEVUE CHINESE-AMERICAN FAMILIES WITH VISITING PARENTS FROM CHINA THIS SUMMER: Bon Odori is the single most immediately-recognizable cross-cultural festival for parents accustomed to Chinese ancestor-honoring traditions like Qingming (清明), Zhongyuan (中元 Ghost Festival), + Dongzhi (冬至); the underlying reverence for deceased ancestors + the joy of community remembrance translates cleanly across the two Buddhist-influenced cultures; visiting parents will find the folk dancing familiar (similar to guangchang wu 广场舞 group-dance formats) + the food + music intuitively welcoming. (2) BELLEVUE CHINESE-AMERICAN FAMILIES SEEKING A CROSS-CULTURAL CID EXPERIENCE: Bon Odori is 3 blocks from the Chinatown Seafair Parade route (see LOCAL #2 today) — one CID Sunday afternoon-into-evening trip can cover both — start with Bon Odori 3-6 PM (folk dancing, food, tour the temple), move to Hing Hay Park by 6:30 PM for the 7 PM Chinatown Seafair Parade start; two of the most memorable community-organized moments of the year in one visit.对社区影响：两个群体。（一）本夏有从中国来探亲父母的贝尔维尤华裔家庭：Bon Odori 是对习惯中国祭祖传统如清明、中元、冬至的父母、最即刻可识别的跨文化节日；对已故祖先的潜在敬意 + 社区纪念的欢乐清晰跨两个佛教影响文化转达；探亲父母会觉民族舞熟悉（类似广场舞群体舞形式）+ 食品 + 音乐直觉欢迎。（二）寻求跨文化 CID 中国城体验的贝尔维尤华裔家庭：Bon Odori 距中国城 Seafair 龙舟游行路线 3 街区（见今日《本地》#2）—— 一个 CID 中国城周日下午至晚间行程可覆盖两者 —— 15:00–18:00 从 Bon Odori 开始（民族舞、食品、参观寺庙）、18:30 移至庆喜公园（Hing Hay Park）赶 19:00 中国城 Seafair 龙舟游行开始；年度最难忘社区组织时刻之二于一次访问中。

What to check + what to do. (1) BEST ATTENDANCE PLAN: arrive by 4-5 PM for calmer atmosphere + easier navigation; folk dancing typically peaks 5:30-7 PM as more community members join; food booths are busiest 5-7 PM (be prepared for 10-15 min waits at popular yakisoba/yakitori stands). (2) TRANSIT: 1 Line light-rail to CID station (Chinatown-International District) — exit south (Jackson St side) — 5-min walk to Seattle Betsuin Buddhist Temple; from Bellevue, 2 Line to Chinatown-International District transfer, about 45 minutes total. (3) PARKING: temple has limited on-site parking; overflow at Uwajimaya CID garage (600 5th Ave S) or Little Saigon lot at 1200 S Jackson St; evening rates $8-12. (4) BUDGET: bring a debit or credit card (cashless system throughout); $20-40 per person covers a good sampling of festival food + drink. (5) CULTURAL RESPECT: this IS an active Buddhist religious festival, not solely a cultural festival — participate in the folk dancing (community members welcome) but observe respectful behavior near the temple's altar + during the Oshoko incense offering + memorial tolling; casual dress is fine but no swimsuits, cutoffs, or exposed midriff. (6) PAIRING WITH SEAFAIR PARADE: after Bon Odori at 6:30 PM, walk 3 blocks south to Hing Hay Park (423 Maynard Ave S) for the 7 PM Chinatown Seafair Parade start (see LOCAL #2 today); this is the ideal CID Sunday for anyone with the energy for both.检查 + 行动：（一）最佳出席计划：16:00–17:00 到达以获平静氛围 + 更易导览；随更多社区成员参加、民族舞通常 17:30–19:00 达高峰；食品摊 17:00–19:00 最忙（做好准备热门 yakisoba ／ yakitori 摊 10–15 分钟等候）。（二）交通：1 号线（1 Line）轻轨至 CID 中国城—国际区（CID）站 —— 从南出口（Jackson St 侧）—— 步行 5 分钟至西雅图 Betsuin 佛教寺；从贝尔维尤、2 号线（2 Line）至 CID 中国城—国际区转乘、总约 45 分钟。（三）停车：寺庙现场停车有限；备用在 600 5th Ave S 的 Uwajimaya CID 停车楼或 1200 S Jackson St 的小西贡（Little Saigon）停车场；晚间费率 $8–12。（四）预算：带借记卡或信用卡（全程无现金系统）；每人 $20–40 覆盖节日食品 + 饮料的良好样品。（五）文化尊重：此为活跃佛教宗教节日、非仅文化节日 —— 参加民族舞（欢迎社区成员）、但在寺庙神坛附近 + 在 Oshoko 焚香供奉 + 纪念鸣钟期间观察尊敬行为；休闲装可以、但无泳装、剪裁短裤、露腹装。（六）与 Seafair 游行配对：Bon Odori 18:30 后、向南步行 3 街区至庆喜公园（Hing Hay Park、423 Maynard Ave S）赶 19:00 中国城 Seafair 龙舟游行开始（见今日《本地》#2）；对有精力参加两者的任何人、此为理想 CID 中国城周日。